Debt Management Plans Ireland
If you live in Ireland and you're struggling with your debts, don't feel that you have to face your problems on your own.- Find the solution to your debt problems
- Repay your debts at a rate you can afford
- Get back in control of your finances
At the Debt Advisory Centre, we provide expert debt advice and professional debt solutions. As part of a group with over fifteen years' experience, we've helped hundreds of thousands of people repay their debts. Why not see how we could help you today.
Frequently asked questions
- Why should I take the debt test?
- How can you help me?
- Can you help me protect my home?
- How can you get interest on my debts frozen?
Repaying debt over a longer period may increase the total amount to be repaid. Your ability to obtain credit will be affected in the short term and possibly in the medium to long term. Conditions apply. Calls are recorded.
Debt Management
Debt Advisory Centre Ireland is part of a group with over 15 years' experience providing debt management programmes. Today, we have more than 50,000 clients repaying debts through our debt management programme.
Whether you're looking for advice or management, our extensive experience means we know exactly how to help you with your debts. We also know how creditors work - what they expect and what they're likely to accept when it comes to debt payments.
We can provide the help you need.
Debt Consolidation
Debt management is a form of consolidation that doesn't involve taking out a new loan. It isn't costly or complicated, and it's designed to meet your personal needs and suit your individual budget. We'll take a look at how much you owe, your income and expenditure, and agree how much you can afford to pay each month to repay your debts. We'll deal directly with your creditors to work out new arrangements for repaying your debts and help you to consolidate multiple monthly debt repayments into just one. You'd pay us and we'd distribute money to your creditors as agreed.
That payment wouldn't just be more affordable than what you're paying per month today. It would also be a lot simpler. You'd know exactly how much you're paying per month and how much of your debt is left.
And if anything goes wrong, you'll have just one person to talk to. You'd have your own dedicated Personal Finance Manager, who's there to help you tackle any issues that come up - and bring your debt management plan to a successful conclusion.
Debt Help
If you're an Irish resident and struggling with your debts, talk to one of our experienced advisers on 1800 946 678. We've helped hundreds of thousands of people with their debts. We could help you.
Latest News
Can I get help with my mortgage arrears if I'm already using debt consolidation? - 15/12/2011
Some people find that taking out a debt consolidation loan is a great way of simplifying the way they repay their unsecured debts. If someone's repaying things such as credit cards, overdrafts and personal loans, consolidating those debts with a loan could really help to make their debt easier to
When should I use a debt management plan? - 26/10/2011
If you're struggling with your debts, you could get help to repay them at a rate you can afford with a debt management plan.
Debt management is a form of debt consolidation, but without a loan. On a debt management plan, you'd make one monthly payment which is specifically
When is the right time to get debt advice? - 29/9/2011
Many people get by with unsecured debt repayments in their budget. However, some people end up suffering if their debt repayments become too demanding.
Unsecured debt payments are important - but your biggest priorities are expenses like your mortgage or rent, your utility bills and putting food on the
Talk to us and find out if debt management could be the best way to tackle your unsecured debts.
We'll speak to your creditors on your behalf and arrange an affordable repayment plan to suit your circumstances.
We'll support you right up to the day your debts are repaid. We distribute payments, handle letters and phonecalls, help you with your finances - and do everything we can to make your plan a success.
To read more about the fees associated with our services please click here.
"Simply outstanding! Without the help and patience of the fabulous staff, I don't know where I'd be. I am extremely grateful for the easy, helpful and patient explanations and guidance. Many, many thanks from a once very desperate, anxious and stressed woman."
Mrs S.K. Wexford"All staff were most helpful, gave me great peace of mind and kept in touch with all that was going on."
Mr M.D. Dublin"I found the service to be fantastic, I wouldn't know where I would be without the help you have given me. I am very grateful."
Mrs J.A."I am now happy that my family's financial future has been taken care of. So a big thank you to all for taking away the worry of my debt and helping me regain control of my finances."
Mr E.G."I would like to send a big thank you for helping me clear all my debts. Keep up the good work!"
Miss A.M.